Credit Card Processing Rates & Fees GONE

Join other business operators who have eliminated their monthly card payment processing fees using the new, exclusive, patented Cash Discount Program.

Need a complete POS system?  Contact us to see if you qualify for a FREE POS.  Our POS solutions are completely compatible with the Cash Discount Program.

  • This program is the Only Compliant Automatic Credit Card Discount Program​​​​​​

U.S. Patented - US 8131619 B1, US 8478689 B1, US 8423439 B1

  • Compliant with all Card Brand Rules

  • No Pin Pad Required

  • EMV Chip Card Compatible (October 2015 requirements)

  • 100% PCI Security Card Data Compliant

  • Apple Pay Compatible

  • Free Online Report

Simple Steps to Eliminate Credit Card Processing Fees

A service fee is assessed on all customer transactions.

The software automatically determines fees and discounts.

This fee is applied to each sale on a merchant terminal or POS.

The service fee collected goes towards paying processing fees.

The fee is eliminated if the customer pays with cash.

The merchant eliminates fees for processing credit cards.

The payment terminal software program for the Cash Discount is designed to encourage customers to pay by cash or gift card.  As part of the regular standard list product pricing a small service charge (either a fixed amount or percentage) is applied to all sales.  A discount is automatically applied when customers pay with cash or gift card.  No discount is given when paying by debit or credit card.  The patented software automatically determines all discounts and actions based on payment type.

No Risk

Try it out risk free! 

$0 cancellation fee.

100% Compliant

The Program is compliant at all

state and national levels.


We offer wireless solutions so you can capture payments on the go.


Eliminate Processing Fees

Complete the form below or contact us directly.



Star Merchant Services

500 Ala Moana Boulevard, Suite #6-210 Honolulu, HI 96813


Copyright © 2013, 2016 C&H Financial Services, Inc. All Rights Reserved.
C&H; Financial Services, Inc. is a registered ISO/MSP of Esquire Bank, N.A., Jericho, NY, a registered ISO/MSP of Wells Fargo Bank N.A., Concord, CA, a registered ISO/MSP of Citizens Bank, N.A., Providence, RI and a registered ISO/MSP of Woodforest National Bank, N.A., The Woodlands, TX 

Star Merchant Services is powered by C&H Financial Services